Texas · Infrastructure & Trust

Rainy Day Fund in Texas

State rainy-day savings balance as a percent of annual general fund spending, as self-reported by states to NASBO.

25% in 2025

#8 of 50 · Top tier (higher is better)

Texas is better than the 50-state median (13%). That's a gap of 11%.

View interactive chart & trend → See full 50-state ranking →

2000 – 2025 · Texas only · interactive chart with US median overlay →

About rainy day fund

What this measures: State rainy-day savings balance as a percent of annual general fund spending.

Why it matters: Rainy day funds are the buffer that keeps schools and services running through recessions without emergency tax hikes or cuts.

Watch out: Covers the named stabilization fund only. Some states keep additional reserves in other accounts that are not counted here.

Recent trend

YearTexasUS median
201618%5.3%
201719%5.6%
201820%6.6%
201919%7.9%
202015%8.4%
202120%10%
202217%11%
202323%12%
202425%15%
202525%13%

Texas vs. neighboring states

Same metric (rainy day fund), latest year with full state coverage. Click any name for that state's full report.

StateRainy Day FundNational rank
New Mexico 25% #7 of 50
Oklahoma 17% #16 of 50
Arkansas 29% #6 of 50
Louisiana 9.4% #37 of 50

How Texas compares (2025)

Top 5 best

#1Wyoming8770%
#2Alaska4240%
#3Idaho4060%
#4North Dakota3780%
#5Kentucky3030%

Bottom 5

#46Rhode Island630%
#47Delaware500%
#48Illinois430%
#49Washington350%
#50New Jersey0.0%

Source and methodology

Source: NASBO Fiscal Survey · Direction: higher is better · Unit: %

Download raw CSV (all 50 states, all years)

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